Appraisals

Russ · « **on:** October 12, 2012, 10:15:56 AM »

I talked to State Farm about getting a declared value policy on my bus. They said they'll need an appraisal first, anyone know someone who can do that?

Ret.Bugtech · « **Reply #1 on:** October 12, 2012, 10:51:46 AM »

Quote from: Russ on October 12, 2012, 10:15:56 AM

I talked to State Farm about getting a declared value policy on my bus. They said they'll need an appraisal first, anyone know someone who can do that?

I thought that was up to the Ins. Co. My Ins. Co., American Modern(sub for Geico) for Albert ask ME for a value and they issued the policy FULL coverage for that amount . Cost $110 per year. Check other Co's that deal with antique /vintage auto's. Are you using a antique car tag ?

Russ · « **Reply #2 on:** October 12, 2012, 10:55:32 AM »

No antique car tag. They are not permanent in GA so you still have to renew them each year, for the same price as a regular tag. I always thought declared value insurance meant I tell them how much I want it insured for and then they write me a policy on that. I've never heard of having to get an appraisal. I'd like to get the bus covered for $12k.

I'll check with American Modern, Hagerty wouldn't touch mine because it's a camper. Grundy won't write a policy on a single vehicle anymore, they want you to move all your vehicles over.

Russ · « **Reply #3 on:** October 12, 2012, 11:09:26 AM »

I got a quote from American Modern for $154/year. No appraisal needed. I'll probably just go with them. Thanks!

arty · « **Reply #4 on:** October 12, 2012, 03:24:34 PM »

Russ my sister works at state farm i just insured my car there. the only thing I sent was the vin # and pic. I called and asked her about it and she said the only case would be if you have a car that is worth 1000 and try to insure it for 20000 as an example. but that it was rare. give them a call at KC Willey state farm 706-278-2511. I had it with hagerty for 150 a yr and now its 90 with the same full coverage

Ret.Bugtech · « **Reply #5 on:** October 12, 2012, 03:33:19 PM »

Quote from: Russ on October 12, 2012, 10:55:32 AM

No antique car tag. They are not permanent in GA so you still have to renew them each year, for the same price as a regular tag. I always thought declared value insurance meant I tell them how much I want it insured for and then they write me a policy on that. I've never heard of having to get an appraisal. I'd like to get the bus covered for $12k.

I'll check with American Modern, Hagerty wouldn't touch mine because it's a camper. Grundy won't write a policy on a single vehicle anymore, they want you to move all your vehicles over.

Doesn't Zen have a Ga. Historical Vec. Tag on Homer ??

Russ · « **Reply #6 on:** October 12, 2012, 03:36:15 PM »

Yeah but in GA they have a Model T on the antique tag and I don't really want a Model T on a VW.

ASBug · « **Reply #7 on:** October 12, 2012, 03:43:33 PM »

As of 2012, the cost of the "antique" tag in GA is the same as any other vanity plate.
This is why I run stocker plates on my junk...
KC

arty · « **Reply #8 on:** October 12, 2012, 03:44:39 PM »

you can use an old tag aslong as its no register to another person and that the tag is the same yr as your car pre 1971

Zen · « **Reply #9 on:** October 12, 2012, 04:05:55 PM »

Quote from: Russ on October 12, 2012, 10:55:32 AM

No antique car tag. They are not permanent in GA so you still have to renew them each year, for the same price as a regular tag.

I don't know if they changed it, but a couple of years ago they added a $35 fee for an Antique Vehicle tag. It's exactly the same as a regular tag except that it has a picture of a Model T era car on it and it says Antique Vehicle. Your car has to be 25 years old to qualify for one . . .

I had one on Homer for years, but when they wanted the $35 fee, I just turned mine in an got a regular tag. I think about everybody else did too. I can't think of the last time I saw one.

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Topic: Appraisals (Read 1898 times)

Russ

Appraisals

Ret.Bugtech

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Russ

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Russ

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arty

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Ret.Bugtech

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Russ

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